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Mortgage Finance

We are committed to making your home-buying experience process simple and straightforward.

Smart Financial offers the best mortgage tools to provide easy, convenient, online shopping for the best loan programs and most up-to-date rates available. Together with the assistance of an experienced loan officer, Smart Financial guides you through the often difficult and confusing process of choosing and getting the best loan for your specific needs.


Congratulations on your decision to buy a new home! We have a variety of loan options for you to choose from.

Home Equity Loans

A Home Equity Loan is secured by your home and enables you to access your available equity. It has a fixed rate and fixed payments. A Home Equity Loan can be a good way to deal with unexpected situations and opportunities and you may borrow up to 80% of your home value. Home Equity Loans can be used for any of the following purposes:

  • Consolidate debt
  • Pay for education
  • Repair or remodel home
  • Plan a vacation
  • Purchase a vehicle
  • Lower interest rate

Meet the Team

Lara Ojeda

AVP Home Equity/Mortgage Origination

NMLS #: 40453


Macy Wilson

Home Equity/Mortgage Loan Processor

NMLS #: 2074695


Katie Jackson-Allen

Senior Mortgage Servicing Specialist

NMLS #: 1727023


Devon Elahie

Home Equity Specialist

NMLS #: 930798


Angela Aguirre

VP Relationship Development

NMLS #: 291888